The barriers to home ownership have never been higher, but with a little help and planning they are not impossible to overcome. With affordIQ and help from our AI friend Alfie, you can Own Your Finances, Own Your Future and Own Your Home.
Join us and together let's change the path to home ownership for our generation and the next.
OWN YOUR FINANCES
In order to get where you want, you need to know where you are.
AffordIQ uses a third party provider called TrueLayer to Link all your bank accounts held across multiple institutions.
Our AI friend Alfie categorises all your transactions, across all accounts, giving you a complete picture of your spending, savings and income.
OWN YOUR FUTURE
Once you know where your are, you can see where you are heading.
Powered by Zoopla, affordIQ allows you to search for homes you can afford today and in the future. Choose where and when you want to buy and set a budget to get there.
With your future in sight, bend it in the direction you want. Set budget goals to reduce your spending and maximise your savings.
Alfie will track your progress notifying you when you are overspending and are at risk of breaking your budget.
OWN YOUR HOME
Then when the time is right, we'll refer you to a mortgage adviser from Mortgage Advise Bureau. They will ask you some questions and provide you with a Mortgage in Principle confirming the maximum mortgage you can afford. You can then use your Mortgage in Principle when making offers on a home.
Once an offer is accepted, your mortgage adviser will find the right mortgage for you. Saving you money, time and stress as they walk you through the application process.
Buying a home is a big decision, not to be taken lightly. That is why we have partnered with Mortgage Advise Bureau and we need to let you know:
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.